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A health insurance exchange is a set of state-regulated and standardized health care plans, from which individuals may purchase health insurance that is eligible for Federal subsidies. In the United States, it is the main thrust of the Patient Protection and Affordable Care Act.
A private health insurance exchange is an exchange run by a private sector company or private nonprofit corporation. Health plans and carriers in a private exchange must meet certain criteria defined by the exchange management. Private exchanges combine technology and human advocacy, include online eligibility verification, and mechanisms for allowing employers who connect their employees or retirees with exchanges to offer subsidies. Private exchanges are designed to help purchasers find the best possible plan value personalized to their specific health conditions and doctor/hospital networks.
A private health insurance exchange is an exchange run by a private sector company or private nonprofit corporation. Health plans and carriers in a private exchange must meet certain criteria defined by the exchange management. Private exchanges combine technology and human advocacy, include online eligibility verification, and mechanisms for allowing employers who connect their employees or retirees with exchanges to offer subsidies. Private exchanges are designed to help purchasers find the best possible plan value personalized to their specific health conditions and doctor/hospital networks.
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